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For ALPA members:
      Sophisticated
      portfolio
      management,
      automated.

Researching, choosing, and managing your investments is time-consuming. Schwab Intelligent PortfoliosTM
does the work for you, with no advisory fees, account service fees, or commissions. Just answer 12
straightforward questions about your investment goals, attitude toward risk, and investment timeline, and
Schwab Intelligent Portfolios recommends a portfolio. Schwab Intelligent Portfolios technology:

      • Provides sophisticated investment advice, building an ETF portfolio of up to 20 asset classes
      • Helps you set, track, and work toward your savings and income goals
      • Doesn’t charge account service fees, advisory fees, or commissions
      • Automatically monitors and rebalances your portfolio
You’ll have access to Schwab investment professionals 24/7. And our simple online enrollment means you
can begin in minutes. Get invested with as little as $5,000.
Get started with Schwab Intelligent Portfolios today at intelligent.schwab.com.
For more information, call 1-703-689-2270.

                              Brokerage Products: Not FDIC-Insured • No Bank Guarantee • May Lose Value
Schwab investment professionals are employees of Charles Schwab & Co., Inc.
The Charles Schwab Corporation provides a full range of securities, brokerage, banking, money management, and financial advisory services through its operating
subsidiaries. Its broker-dealer subsidiary, Charles Schwab & Co., Inc. (“Schwab”), Member SIPC, offers investment services and products, including Schwab brokerage
accounts. Its banking subsidiary, Charles Schwab Bank (Member FDIC and an Equal Housing Lender), provides deposit and lending services and products.
Schwab Intelligent Portfolios charges no advisory fees. Schwab affiliates do earn revenue from the underlying assets in Schwab Intelligent Portfolios accounts. This
revenue comes from managing Schwab ETFsâ„¢ and providing services relating to certain third-party ETFs that can be selected for the portfolio, and from the cash
feature on the accounts. Revenue may also be received from the market centers where ETF trade orders are routed for execution.
Please read the Schwab Intelligent Portfolios disclosure brochures for important information at intelligent.schwab.com.
Schwab Intelligent Portfolios is made available through Schwab Wealth Investment Advisory, Inc. (SWIA), a registered investment advisor. Portfolio management
services are provided by Charles Schwab Investment Advisory, Inc. (CSIA). Free credit balances are swept into deposit accounts at Charles Schwab Bank (“Schwab
Bank”). Brokerage products and accounts are offered by Charles Schwab & Co., Inc. (“Schwab”), Member SIPC. SWIA, CSIA, Schwab Bank, and Schwab are affiliates and
are subsidiaries of The Charles Schwab Corporation.
The Charles Schwab Corporation and its affiliates are unaffiliated with ALPA.
©2016 Schwab Wealth Investment Advisory, Inc. All rights reserved. CC0440672 (0516-F9EH) ADP91066-00 (06/16)
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